Afterpay is an interest free payment plan option.
Transaction limits apply to Afterpay purchases made at crossroads online; the minimum purchase amount is $20 and the maximum purchase amount is $1000 when you link your Afterpay account to either a credit or debit card.
Afterpay is not available at crossroads for the purchase of gift cards, top ups, back ordered or waitlisted merchandise.
The funds for the first payment must be available on your nominated card at the time of checkout.
For first time Afterpay customers, or customers yet to complete a full payment cycle with Afterpay, the first payment will be taken at the time of transaction with the remaining three payments deducted each fortnight over the remaining 6 weeks. For all future payments after the first completed purchase, the initial payment will be debited 14 days after the transaction, where the total transaction value is less than $500. If the purchase value is equal to or exceeds $500, the first instalment must be paid at the time of the transaction occurring.
If you wish to return your goods, crossroads's normal returns policy applies. If eligible for a full refund, your initial payment will be returned in full and the remaining payments cancelled at no charge.
When you link your Afterpay account to a credit or debit card, please be aware that standard fees and charges may be applicable. Please refer to your card issuer's terms and conditions for full details.
If a payment is due from you but not received from Afterpay in accordance with the payment schedule, a $10 late payment fee will be charged, with a further $7 late payment fee added seven days later if the payment remains unpaid.